The company you pull for isn't building your retirement.

No 401(k). No match. No pension. As an owner-operator you're a business they hire, not an employee they cover — so whatever's waiting at the end of all these miles, you're the one who puts it there.

The good part is you can build it yourself, and the same policy that does it takes care of your family while you're still out on the road. Fifteen minutes with a licensed agent and you'll know exactly how it works, what it costs a month, and whether it fits where you are right now.

Request a call

About thirty seconds. A licensed agent calls you — usually within the hour.

Full name

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How much coverage are you looking for?

By checking this box and submitting this form, I give my prior express written consent for Full Faith Financial and its licensed insurance agents to contact me at the telephone number and email address I provided, including by automatic telephone dialing system, artificial or prerecorded voice, and SMS text message, about life insurance products and services. I understand consent is not a condition of purchase, that message and data rates may apply, and that I may revoke this consent at any time by asking to be placed on the internal do-not-call list. This is a solicitation for insurance.

No cost, no obligation — and we never sell your information.

What you'll get on the call

How the policy actually works — in plain English, including the costs that come out of it
What your family would receive, and how that compares to any coverage you have through a carrier or association
What it costs a month, and what happens in a slow freight season when money is tight
Whether your situation is one where this makes sense at all

About borrowing against it later

You'll see ads saying a policy like this is money you can pull out when the truck goes down. That is not the whole story. These policies can build cash value over time, and some owner-operators do borrow against it years later — but in the early years most of what you pay goes to the cost of the insurance and there is very little to borrow. It is not an emergency fund and we won't sell it to you as one. Keep money set aside for repairs separately. On the call we'll show you the actual timeline, what a loan costs, and what it does to the payout for your family.

Straight answers, either way

If you're carrying high-interest debt, have nothing set aside for the next breakdown, or your settlements swing too much to commit to the same payment every month, we'll tell you this isn't the right time — and what to do instead. We'd rather lose the sale than write a policy you cancel in two years.

Coverage is offered only where Full Faith Financialand its agents are licensed; we'll tell you on the call if we can't help in your state. This is an advertisement for life insurance. Any policy is subject to underwriting approval.